/* General Styles */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  font-family: 'Poppins', sans-serif;
}

body {
  background: #f4f7fb;
  color: #333;
  line-height: 1.6;
  scroll-behavior: smooth;
}

/* Header */
.header {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  background: #006a8c;
  color: #fff;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 15px 40px;
  z-index: 1000;
  box-shadow: 0 2px 10px rgba(0,0,0,0.1);
}

.logo {
  font-size: 1.2rem;
  font-weight: 700;
}

.nav-links {
  list-style: none;
  display: flex;
  gap: 20px;
}

.nav-links a {
  text-decoration: none;
  color: #fff;
  font-weight: 500;
  transition: color 0.3s;
}

.nav-links a:hover {
  color: #aee9ff;
}

/* Hero Section */
.hero {
  height: 100vh;
  background: linear-gradient(135deg, #00b4db, #0083b0);
  color: white;
  display: flex;
  justify-content: center;
  align-items: center;
  text-align: center;
  padding: 20px;
}

.hero-content {
  max-width: 700px;
  animation: fadeIn 1s ease;
}

.hero h1 {
  font-size: 2.8rem;
  margin-bottom: 20px;
}

.hero p {
  font-size: 1.2rem;
  margin-bottom: 30px;
}

.btn-primary {
  background: white;
  color: #006a8c;
  padding: 12px 28px;
  border-radius: 30px;
  text-decoration: none;
  font-weight: 600;
  transition: all 0.3s;
}

.btn-primary:hover {
  background: #e1f4ff;
}

/* Section Styles */
.section {
  padding: 100px 20px;
  max-width: 1000px;
  margin: auto;
  text-align: center;
}

.section.alt {
  background: #e9f4f9;
}

.section h2 {
  color: #006a8c;
  margin-bottom: 20px;
  font-size: 2rem;
}

.section p {
  color: #444;
  margin-bottom: 15px;
  font-size: 1.05rem;
}

/* Factors Grid */
.factors-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 20px;
  margin-top: 40px;
}

.factor-card {
  background: white;
  padding: 25px;
  border-radius: 15px;
  box-shadow: 0 4px 20px rgba(0,0,0,0.05);
  transition: transform 0.3s, box-shadow 0.3s;
}

.factor-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 6px 25px rgba(0,0,0,0.1);
}

.factor-card h3 {
  color: #00a8cc;
  margin-bottom: 10px;
}

/* FAQ Accordion */
.accordion {
  max-width: 800px;
  margin: 40px auto;
  text-align: left;
}

.accordion-item {
  background: white;
  border-radius: 12px;
  margin-bottom: 10px;
  box-shadow: 0 2px 10px rgba(0,0,0,0.05);
  overflow: hidden;
  transition: all 0.3s;
}

.accordion-header {
  width: 100%;
  background: #00a8cc;
  color: white;
  padding: 15px 20px;
  text-align: left;
  font-size: 1.05rem;
  border: none;
  cursor: pointer;
  outline: none;
  transition: background 0.3s;
}

.accordion-header:hover {
  background: #008fb1;
}

.accordion-content {
  max-height: 0;
  overflow: hidden;
  background: #f9f9f9;
  padding: 0 20px;
  transition: max-height 0.4s ease;
}

.accordion-item.active .accordion-content {
  max-height: 300px;
  padding: 15px 20px;
}

/* Footer */
.footer {
  background: #006a8c;
  color: white;
  text-align: center;
  padding: 20px;
  font-size: 0.9rem;
}

/* Animations */
@keyframes fadeIn {
  from { opacity: 0; transform: translateY(20px); }
  to { opacity: 1; transform: translateY(0); }
}

/* Responsive */
@media (max-width: 768px) {
  .hero h1 {
    font-size: 2rem;
  }
  .section {
    padding: 80px 20px;
  }
}